Plan & help

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Version 20.12 · Free

YOUR PLAN

Your inputs

Start here for your retirement estimate.

1 About you

Tax residence for this plan

Where you pay income tax, including in retirement.

Choose a residence to use after-tax results.

Current age

Retirement age

Pension access age

Earliest age your pension allows withdrawals.

2 Your savings

Current pension total

You pay each month

Employer pays

Include tax relief already paid into your pension.

Cash savings (optional)

Cash & savings

3 Your retirement income

Monthly income you want

Enter what this would buy today.Income target

UK State Pension (optional)

Annual State Pension

Use your own forecast, before tax.

State Pension starts at

Forecast is quoted in

Increases apply from today, including before payments start.

Assumptions used in your estimate

Annual investment fee: 0.5%
Annual inflation: 2.5%
Plan to age: 100
Starting investment mix: Balanced
Retirement investment mix: Balanced · 50% shares
Investment change: Gradual change · age 67
Shares / bonds / cash growth: 6.5% / 5% / 3.5%
Spending increases: Increase with inflation
Contribution increases: Increase with inflation
Tax-free pension cash: No tax-free cash

Returns include reinvested dividends. These are assumptions, not guaranteed results.

Numbers only. No name or address needed.

FREE

Your retirement overview

GBP · £

Your headline figures

Your results appear here after you update the plan.

Fund at retirement—Today's money

Income after pension starts—Bridge assessed separately

A CLEARER VIEW OF YOUR FUTURE

Start with your basic figures

Add your age, pension savings and the monthly income you want. Then select Update Plan.

Already have a saved plan? Open Plan & help to load it.

Assumptions & important information

For people resident in England, Wales or Northern Ireland throughout the plan, using UK pension and savings assumptions and spending in GBP.